Trade Finance Cost Calculator

Calculate the all-in cost of trade finance, including loans, letters of credit, guarantees, discounting, duties, taxes, FX, hedging and logistics.

Trade Finance Cost Calculator
Photo by Iain / Unsplash

Trade Finance Cost Calculators

Use the individual simulators below to estimate trade finance costs by financing structure. Each calculator is independent, allowing importers, exporters, commodity traders and corporate treasury teams to model the specific facility they are considering.

Enter actual bank quotes, tax rates, customs data, financing margins and transaction costs wherever available. Results are indicative financial calculations rather than lender quotations.

Choose a Simulator
1. All-In Trade Transaction Cost 2. Trade Finance Loan 3. Letter of Credit / UPAS LC 4. SBLC / Bank Guarantee 5. Receivables / Factoring / Forfaiting 6. Borrowing Base / Inventory Finance 7. Pre-Export Finance 8. Import & Landed Cost
SIMULATOR 01

All-In Trade Transaction Cost

Calculate the total commercial cost of a transaction after goods, logistics, duties, non-recoverable taxes, financing, FX, hedging and other transaction expenses.

Transaction Inputs
Calculation Results
Total transaction cost 0
Net transaction profit 0
Net margin 0.00%
Break-even sale price 0
↑ Back to calculators
SIMULATOR 02

Trade Finance Loan Calculator

Calculate interest and all-in financing cost for transactional trade loans, import loans, revolving facilities and other funded trade debt.

Loan Inputs
Loan Results
All-in annual rate 0.00%
Interest cost 0
Total fees 0
Total financing cost 0
Effective cost of principal 0.00%
Annualized all-in cost 0.00%
↑ Back to calculators
SIMULATOR 03

Letter of Credit & UPAS LC Cost Calculator

Estimate issuance, confirmation, acceptance, discounting, documentary, amendment and cash-margin costs for documentary letters of credit.

Letter of Credit Inputs
Cash Margin / Collateral
Letter of Credit Results
Issuance cost 0
Confirmation cost 0
Acceptance cost 0
Discounting cost 0
Cash margin locked 0
Margin carry cost 0
Fixed bank fees 0
Total LC cost 0
↑ Back to calculators
SIMULATOR 04

SBLC & Bank Guarantee Cost Calculator

Model guarantee commission, issuance charges, collateral requirements and opportunity cost for standby letters of credit and bank guarantees.

Instrument Inputs
Guarantee Results
Annualized support charge 0
Upfront charges 0
Cash collateral required 0
Collateral carry cost 0
Total instrument cost 0
Cost as % of face value 0.00%
↑ Back to calculators
SIMULATOR 05

Receivables Finance, Factoring & Forfaiting Calculator

Estimate cash advanced, reserve retained, discount charges and service costs against an eligible invoice or receivables portfolio.

Receivables Inputs
Receivables Finance Results
Initial advance 0
Reserve withheld 0
Finance / discount cost 0
Service & other fees 0
Total financing cost 0
Net initial liquidity 0
↑ Back to calculators
SIMULATOR 06

Borrowing Base & Inventory Finance Calculator

Calculate borrowing availability against eligible inventory and receivables after advance rates, reserves and collateral haircuts.

Borrowing Base Inputs
Borrowing Base Results
Inventory availability 0
Receivables availability 0
Net borrowing base 0
Actual funded amount 0
Interest 0
Total financing cost 0
↑ Back to calculators
SIMULATOR 07

Pre-Export Finance Calculator

Estimate financing capacity and cost against eligible export contracts, production or expected export proceeds.

Pre-Export Finance Inputs
Pre-Export Finance Results
Maximum financing capacity 0
Funded amount 0
All-in annual rate 0.00%
Interest cost 0
Other financing costs 0
Total financing cost 0
↑ Back to calculators
SIMULATOR 08

Import & Landed Cost Calculator

Calculate the economic and cash cost of importing goods after freight, insurance, customs duties, VAT or GST, handling and destination costs.

Import Cost Inputs
If blank, supplier invoice value is used.
Landed Cost Results
Import duty 0
Import VAT / GST 0
Recoverable VAT / GST 0
Non-recoverable VAT / GST 0
Total cash landed cost 0
Economic landed cost 0
↑ Back to calculators
Important: These calculators provide indicative transaction modelling only. Actual financing costs depend on the borrower, issuing or confirming bank, lender, jurisdiction, collateral structure, currency, tenor, commodity, trade route and transaction documentation. Incoterms® define contractual delivery responsibilities between seller and buyer, but do not determine lender pricing, local customs valuation or tax treatment. Use the applicable legislation and transaction documents for the relevant country. Financely provides structured debt advisory and arranging services and does not guarantee financing, bank issuance, credit approval, pricing or transaction closing.