> ## Content Index
> Fetch the complete content index at: https://blog.financely.io/llms.txt
> Use this file to discover other available public pages before exploring further.

# Financely Legitimacy and Regulatory Posture: Corporate Structure, KYC/AML, and Legal Disclosures
- URL: https://blog.financely.io/financely-legitimacy-and-regulatory-posture-corporate-structure-kyc-aml-and-legal-disclosures/
- Published: 2025-08-29T07:55:36.000Z
- Updated: 2026-11-12T10:02:06.000Z
- Description: This page sets out who we are, the role we contract for, the checks we run on every engagement, and the limits we operate under. It also gives a simple checklist a counterparty can use to verify us.
- Author: Financely Debt Advisors
- Tags: Market Insights

This page sets out who we are, the role we contract for, the checks we run on every engagement, and the limits we operate under. It also gives a simple checklist a counterparty can use to verify us.

**Bottom line:** we provide investment banking advisory on a best-efforts basis. Every file passes KYC/AML and underwriting. Fees fund real work. We are not a broker/dealer and we do not sell “programs.”

## 1) Corporate Structure and Role

| Entity                  | Function                                | Notes                                                                                                |
| ----------------------- | --------------------------------------- | ---------------------------------------------------------------------------------------------------- |
| **Financely Inc.**      | Corporate finance consulting company.   | Wholly owned by Aurora Bay Trust, a Bahamas established trust or its relevant authorised affiliates. |
| **Financely Group LLC** | Advisory arm that carries out mandates. | Best-efforts engagement. We are not a securities broker/dealer.                                      |

Our engagement letters state scope, fees, and best-efforts terms in writing. We do not hold client funds in operating accounts. Escrows, where needed, are third-party.

## 2) What We Are / What We Are Not

### What we are

- Advisors that structure capital stacks and run diligence workstreams.
- Counterparty screeners. We verify lenders, funds, and trade desks before introductions.
- Process-driven. Sequence is KYC, data room, retainer, underwriting, terms, closing.

### What we are not

- Not a retail lender. Not a broker/dealer.
- Not promoters of PPP, “bullet trades,” or leased-instrument cashouts.
- Not success-fee-only on cold files with no equity and no documents.

## 3) KYC/AML Program Overview

| Control                     | Scope                                                                         | Evidence                                               |
| --------------------------- | ----------------------------------------------------------------------------- | ------------------------------------------------------ |
| Identity and BO checks      | Passports, corporate registry extracts, beneficial ownership declarations.    | Copy IDs, registry PDFs, BO forms, and screening logs. |
| Sanctions and adverse media | Screening of principals, entities, and key suppliers.                         | Search logs retained in the file.                      |
| Source-of-funds comfort     | Bank letters, escrow confirmations, or vendor deposit records where relevant. | Bank statements or third-party confirmations.          |

“We do KYC after funding.” We do KYC before underwriting. No exceptions.

## 4) Fee Policy and Client Money

- **Activation** funds intake and screening. Non-refundable once screening begins.
- **Retainer** funds underwriting, modeling, legal coordination, and market work.
- **Success fee** is paid at funding only. Best-efforts model.
- **Escrow** is third-party when required by the transaction. We do not co-minglе client funds with operating cash.

## 5) Conflicts, Gifts, and Marketing Claims

- **Conflicts** are disclosed in writing. We do not act for competing bidders on the same asset without consent.
- **Gifts** and incentives are recorded and kept within policy limits.
- **Marketing** avoids promissory language. No “guaranteed funding” claims. Outcomes are case-by-case.

## 6) Counterparty Vetting

### What we check

- Institutional coordinates and signatory authority.
- Track record on similar tickets.
- Term provenance and settlement mechanics.

### What triggers a stop

- Anonymous emails and unverifiable domains.
- Requests for RWA/MT799 before mandate and KYC.
- “Program” terms, leased paper cashouts, or 100% LTC with zero equity.

## 7) Jurisdictional Limits and Prohibited Requests

| Category                        | Position                                                                                |
| ------------------------------- | --------------------------------------------------------------------------------------- |
| Securities distribution         | We do not act as a broker/dealer. Where a registered party is required, we involve one. |
| PPP and “bullet trades”         | Declined outright.                                                                      |
| Leased-instrument monetization  | Declined outright.                                                                      |
| 100% financing with zero equity | Out of policy. Sponsor equity is required.                                              |

## 8) Data Protection and Recordkeeping

- Access to files is role-based. Audit trails are kept for mandate documents and communications.
- We redact private data when sharing materials with third parties.
- Retention follows contractual or statutory periods, then secure disposal.

## 9) How to Verify Us

**Ask for these, in writing:**

- Signed engagement on letterhead with scope, fees, and signatory name.
- Corporate registry extracts for the contracting entity.
- Domain-verified email with DKIM/SPF passing on headers.
- Reference calls on closed work, shared under NDA.
- Third-party escrow coordinates where applicable.

## 10) What to Ignore Online

Anonymous posts from parties who never paid activation, never cleared KYC, and never opened a data room.

Reviews are meaningful when tied to a verified mandate with documents, dates, and a real outcome.

### Need a written confirmation of role and scope?

Request a template mandate and our verification pack. We will send scope, fee schedule, and compliance requirements.

### Request a verification pack

Tell us your company name and the facility you are exploring. We will reply with the documents listed above.

[Contact Us](https://www.financely-group.com/contact-us?ref=blog.financely.io)

Financely provides investment banking advisory on a best-efforts basis. We are not a broker-dealer. We do not guarantee funding. All engagements require activation and retainer fees, KYC and AML, and full underwriting. This page is a general disclosure and not legal advice.