Ebury Supplier Payment Finance, Unsecured Trade Finance up to £5m
Pay suppliers now and repay in up to 150 days. How Ebury’s unsecured supplier payment finance works, who qualifies, and how Financely helps you apply.
Pay Your Suppliers Today, Repay in 150 Days
Partner feature
Importers and trading businesses often have to pay suppliers long before the goods are sold. That gap ties up working capital and slows down the next order.
Ebury Supplier Payment Finance closes it. Eligible businesses can access unsecured credit lines of up to £5 million to pay supplier invoices, with up to 150 days to repay and rates from as low as 0.6% interest per month.
How the facility works
Ebury pays your supplier invoices directly, in the supplier's currency. You sell your goods and settle with Ebury in your own currency up to 150 days later. No security is required, and the goods remain yours. Invoices are uploaded through the Ebury Online platform, and Ebury handles the payment from there.
Unsecured
Credit lines from £50,000 to £5 million with no collateral to pledge.
150 day terms
Pay suppliers upfront and repay once your goods are sold, aligning payables with receivables.
Competitive pricing
Rates from as low as 0.6% interest per month, with no setup costs and no fees for early repayment.
Built in FX
Suppliers are paid in their currency and you repay in yours, which helps manage currency exposure on overseas invoices.
Key terms at a glance
| Term | Detail |
|---|---|
| Facility size | £50,000 to £5,000,000 |
| Security | Unsecured |
| Repayment | Up to 150 days per invoice |
| Pricing | From 0.6% interest per month |
| Use of funds | Supplier invoices, raw materials, freight and shipping costs |
| Onboarding | Up to 14 working days once all documents are submitted |
Who qualifies
The facility is built for established trading businesses. According to Ebury's eligibility criteria, applicants need annual revenue above £1 million, a tangible net worth of at least £100,000 and a healthy trading record of two years or more.
Have your file ready. Recent financial statements, supplier contracts and a summary of your typical invoice volumes and currencies will help the conversation move quickly.
Speak to Ebury
Pacey Breshani
Head of Desk, FX, Treasury and Lending at Ebury
If your business meets the criteria above, contact Pacey directly to discuss a supplier payment finance line for your company.
Frequently asked questions
Do I need to provide collateral?
No. The facility is unsecured, so you do not need to pledge assets or inventory.
Can I repay early?
Yes. Ebury does not charge fees for early repayment, and interest accrues only on the credit you use.
How long does approval take?
Onboarding can take up to 14 working days once all required documents have been submitted.
Partner feature. This article presents a financing product offered by Ebury and is general information only, not legal, tax or investment advice. Financely is not the lender and does not provide or arrange this facility. All financing is provided by Ebury and is subject to its eligibility criteria, credit approval, documentation and terms and conditions. Rates and terms are indicative and may change.
