Financely is a structured finance advisory firm with hard skills in credit analysis, deal structuring, lender packaging, term sheet preparation, and capital provider distribution.
trade finance
In a buyer-led program, the buyer confirms approved invoices and the finance provider offers early payment to participating suppliers. The structure depends on clean approval data and reliable payment by the buyer at maturity.
trade finance
Logistics companies often carry large receivables while paying drivers, carriers, fuel, payroll and operating costs much earlier. Factoring can convert eligible transport invoices into cash before the customer pays.
trade finance
Factoring is one form of receivables financing, but the terms are not interchangeable. The distinction affects who owns the receivable, who collects it, whether recourse applies and how the facility is documented.
trade finance
Higher tariffs increase the cash tied up between purchase, import clearance and customer collection. US importers may need to finance not only goods and freight but also a larger duty bill before inventory is sold.
trade finance
Outstanding B2B invoices can support several financing structures, including factoring, invoice discounting, receivables purchase and asset-based lending. The right structure depends on debtor quality, concentration and control.
trade finance
Tariffs change transaction economics and can also affect letter of credit sizing, landed-cost calculations, borrowing-base availability and the amount of cash an importer must contribute at clearance.
trade finance
US importers often fund suppliers before receiving cash from domestic customers. Working-capital facilities can bridge purchase orders, letters of credit, inventory, duty payments and receivables at different points in the cycle.
trade finance
US-Canada trade combines close commercial ties with cross-border documentation, currency and customs considerations. Financing can be structured around supplier payments, receivables, inventory or bank instruments depending on the trade flow.
trade finance
Customs duties are frequently due before an importer has converted inventory into receivables. Financing the broader landed-cost stack requires enough liquidity for goods, freight, brokerage, taxes and duties.
trade finance
A tariff increase raises landed cost immediately, but customer pricing may adjust later. That timing difference expands the working-capital requirement even if sales volume and gross margin eventually recover.
trade finance
ABL availability is generally calculated from eligible receivables and inventory multiplied by negotiated advance rates, less reserves and other deductions. The borrowing base determines how much can actually be drawn.
trade finance
A lender does not underwrite a commodity trade from the purchase invoice alone. The credit case must reconcile the commercial contract, title, logistics, collateral controls, price risk, counterparties and the source of repayment before cash is advanced.