Financely is a structured finance advisory firm with hard skills in credit analysis, deal structuring, lender packaging, term sheet preparation, and capital provider distribution.
Limited-recourse prepayment facilities provide upfront capital against future commodity production, offtake contracts, and controlled cash flows, helping producers finance expansion, equipment, and working capital.
Securing a standby letter of credit, or SBLC, involves considerably more than paying an issuance fee. An issuing bank assumes a contingent credit exposure when it issues an SBLC. The applicant therefore needs sufficient credit capacity, an approved bank facility, acceptable collateral, cash margin or another form of credit support
Companies seeking pre-shipment financing should budget for the execution costs of the financing mandate, in addition to any equity contribution required for the underlying trade. For a transaction seeking approximately $1 million to $5 million of pre-shipment capital, a realistic cash budget for advisory, underwriting, legal work, due
Structured trade finance facilities can provide working capital against identifiable commercial transactions rather than relying solely on the borrower’s balance sheet. The financing structure is typically built around the underlying purchase contract, sale contract, documentary credit, receivable, inventory position and expected repayment waterfall. For commodity traders, manufacturers, exporters and
Small-scale gold producers can have commercially valuable reserves, experienced mining teams, licensed operations, and credible buyers in Dubai yet still struggle to increase production. The financing problem usually appears before the gold becomes saleable. Mining requires capital continuously. Equipment must be purchased or repaired. Fuel, explosives, processing inputs, labor,
Winning an EPC contract does not automatically mean the contractor has enough liquidity to execute it. Engineering, procurement, and construction companies often face two financing requirements at the same time: the project owner requires a performance bond or bank guarantee before work can begin, while the contractor also needs working
A company can have a commercially viable import transaction, an approved supplier, and even a bank willing to issue a documentary letter of credit, yet still be unable to proceed. The problem is often the cash margin. Banks commonly require applicants to place cash collateral behind an LC before issuance.
A bank-based commercial guarantee is a commitment issued by a bank to support a company's contractual or financial obligation to another party. If the applicant fails to perform the obligation covered by the guarantee, the beneficiary may be entitled to demand payment from the issuing bank subject
An SBA loan application is much easier to underwrite when the lender receives a complete credit package rather than a collection of disconnected tax returns, bank statements, and application forms. For an SBA 7(a) transaction, the underwriting file needs to establish the borrower’s eligibility, ownership, use of proceeds,
Commodity traders frequently encounter transactions where the buyer will pay after shipment, but the supplier requires payment before releasing the goods. This creates a straightforward working-capital problem. The trader may have a signed purchase contract, confirmed buyer, attractive trading margin, and reliable supplier. Yet the transaction cannot move forward
Winning the sale and receiving a letter of credit does not necessarily solve a commodity trader's funding problem. In many physical commodity transactions, the buyer issues an irrevocable documentary letter of credit before shipment. The trader now has evidence that an acceptable bank will pay if compliant documents
Bank guarantees are widely used in construction, infrastructure, commodities, procurement, project finance, and international trade. They give a beneficiary additional protection if the applicant fails to perform a contractual obligation. The difficulty is that banks rarely issue meaningful guarantees without support. For many applicants, the real financing problem is not